Best Debit & Credit Cards for Instant Discount on E-Commerce Great Indian Festival

Why Bank Cards Give Extra Discounts During Amazon Sale

During the Amazon, Flipcart & Messho Great Indian Festival, Amazon partners with specific banks to offer 10% instant discounts to customers using eligible debit or credit cards.

• 10% instant discount

• Minimum purchase value ₹5,000

• Maximum discount ₹1,500 – ₹2,000

• Applicable on EMI and non-EMI transactions

This means if you purchase a product worth ₹20,000, you may get ₹2,000 instant discount just by paying with the right card.

Best Debit & Credit Cards for Amazon,  Flipcart & Messho Great Indian Festival

Bank	Card Type	Instant Discount	Max Discount	Minimum Order	Additional Benefits
SBI Cards	Credit & Debit	10%	Up to ₹1,500	₹5,000	Official Amazon partner during many sales
ICICI Bank	Credit & Debit	10%	Up to ₹1,500	₹5,000	No-Cost EMI available
HDFC Bank	Credit & Debit	10%	Up to ₹1,500	₹5,000	Reward points & EMI offers
Axis Bank	Credit & Debit	10%	Up to ₹1,500	₹5,000	Cashback & EMI benefits
Kotak Bank	Credit & Debit	10%	Up to ₹1,500	₹5,000	Limited-time offers

Best Credit Cards for Amazon Shopping

Some credit cards give year-round cashback benefits, not just during sales.

1. Amazon Pay ICICI Credit Card

Benefits:

• 5% cashback for Amazon Prime members

• 3% cashback for non-Prime users

• 2% cashback on partner merchants

• No annual fee

This is considered one of the best lifetime free cards for online shopping in India.

2. SBI Cashback Credit Card

Benefits:

• 5% cashback on online shopping

• 1% cashback offline

• Works across all online platforms

Note: This card may not always be eligible for Amazon instant discount bank offers.

Tips to Save Maximum During Amazon Sale

Here are some expert tips from The Just Money team to maximize savings:

1️⃣ Combine Multiple Discounts

Use the combination of:

• Bank card offer

• Exchange offer

• Coupon discount

• No-Cost EMI

This can reduce product prices by 20–40%.

2️⃣ Use Amazon Prime Early Access

Prime members get 24 hours early access to the Amazon Great Indian Festival sale.

This helps you:

• Grab lightning deals faster

• Avoid products going out of stock

3️⃣ Check Bank Offer Page Before Checkout

Always check the bank offer section on Amazon before payment because the partner bank may change every year.

Example: How Much You Can Save

Suppose you buy a smartphone worth ₹30,000 during the sale.

Discount Type	Savings
Bank Card Discount	₹3,000
Exchange Offer	₹4,000
Coupon Discount	₹1,000
Total Savings	₹8,000

Final price becomes ₹22,000 instead of ₹30,000.

Final Verdict

If you want the maximum discount during the Amazon Great Indian Festival, the best options are:

✔ SBI Credit Card✔ ICICI Bank Credit Card✔ HDFC Bank Credit Card

For year-round Amazon shopping, the Amazon Pay ICICI Credit Card remains the best cashback card in India.