Banking

Common Auto-Debits / ECS Mandates Checklist Category Examples Why You Should Check Before Closure Loan EMIs Home loan EMI, Personal loan EMI, Car loan EMI Missed payments → Penalty + CIBIL impact Credit Card Payments Auto debit of total/minimum due Failed debit → Late fee + interest Mutual Fund SIPs Monthly SIP via NACH/ECS SIP failure → Investment disruption Insurance Premiums Life, Health, Vehicle insurance Policy lapse risk Utility Bills Electricity, Gas, Water Service int

A Simple & Safe Way to Grow Your Money When it comes to investing, many people look for something safe, predictable, and stress-free . That’s exactly where a Fixed Deposit (FD) fits in. Whether you are a first-time investor, a retiree, or someone who simply wants stability in their portfolio, FDs remain one of the most trusted financial instruments. Fixed Deposit Interest Rates by Major Indian Banks # Bank / Institution General FD Rate (% p.a.) Senior Citizens (% p.a) 1 Sury

Understanding UPI Transactions UPI (Unified Payments Interface) has revolutionized how we make payments. It's quick and convenient. However, there are times when mistakes happen. Perhaps you've sent money to the wrong recipient or entered the wrong amount. It can be a headache trying to reverse these transactions. Fortunately, it is possible, and understanding the steps can save you time and frustration. The Challenges of Reversing a UPI Transaction Once a UPI transaction is

How to Activate WhatsApp Banking Save the Bank's WhatsApp Number : Add your bank's WhatsApp number from the list above to your phone's contacts. Initiate Chat : Open WhatsApp and send a "Hi" message to the saved contact. Follow Instructions : The bank's automated system will guide you through the available services   Security Tips Never Share Sensitive Information : Banks will never ask for your OTP, PIN, or passwords over WhatsApp. Do not share these details with anyone. Ver

Here are the most popular, reliable, and feature-rich UPI apps  widely used in India Rank UPI App Key Features 1️⃣ Google Pay (GPay) Simple UI, cashback offers, trusted by Google, direct bank-to-bank transfers 2️⃣ PhonePe UPI, recharges, bill payments, investments, insurance, wallet option 3️⃣ Paytm UPI + wallet + credit card payments, shopping, ticket booking 4️⃣ BHIM App Official NPCI app, lightweight, supports all banks, no ads 5️⃣ Amazon Pay UPI UPI payments + shopping in

When you send money to someone In India, UPI (Unified Payments Interface)  transactions are subject to certain limits imposed by individual banks  and guidelines by the Reserve Bank of India (RBI) . While RBI sets an overall transaction cap (Rs 1 lakh per transaction for most users; Rs 5 lakh for healthcare & education payments) , each bank can decide its own monthly UPI transaction limits Bank name Bank type Sponsor bank UPI transaction limit UPI daily limit Abhyudaya Co-Ope

Bank name Interst rate Processing fees ICICI Bank 1.99% to 3.50% Nil to Rs 1,25,000 SBI 3.35% to 3.35% Nil to Rs 4,999 HDFC Bank 1.99% to 3.50% Nil to Rs 10,000 Axis Bank 10.50%2.50% to 3.40% Nil to Rs 10,000 Citibank 3.10% to 3.25% Rs 500 to Rs 20,000 Standard Chartered Bank 3.10% to 3.49% Nil to Rs 5,000 HSBC Bank 2.49% to 3.35% Nil to Rs 3,499

Bank name Interest rate Processing fees Foreclosure charges Disbursal time Yes Bank 10.45% - 16.99% Up to 2% Nil Above 7.5Lacs 48 Working Hours Kotak Mahindra Bank 10.50% - 16.99% Rs.999 - 2% Zero above 10 lakhs loan amount, Else 5.00% 60 working hours HDFC Bank 10.75% - 13.45% upto 3999 + GST Zero above 10 lakh, Otherwise 4.00% 48 working hours ICICI Bank 11% - 17.50% 0.50% - 2.25% Zero above 10 lakh & 12 EMI Paid, Otherwise 5.00% 48 working hours Standard Chartered 11.00% -