UPI issuing bank-wise limits

When you send money to someone

In India, UPI (Unified Payments Interface) transactions are subject to certain

limits imposed by individual banks and guidelines by the Reserve Bank of India (RBI).

While RBI sets an overall transaction cap (Rs 1 lakh per transaction for most users; Rs 5 lakh for healthcare & education payments), each bank can decide its own monthly UPI transaction limits

Bank name	Bank type	Sponsor bank	UPI transaction limit	UPI daily limit
Abhyudaya Co-Operative Bank	Cooperative	NA	25000	25000
Adarsh Co-Op Bank Ltd	Cooperative	HDFC Bank	50000	50000
Aditya Birla Idea Payments Bank	Payments Bank	NA	100000	100000
Airtel Payments Bank	Payments Bank	NA	1,00,000	1,00,000
Allahabad Bank	Public Sector Bank	NA	25000	100000
Allahabad UP Gramin Bank	RRB	Allahabad	20000	40000
Andhra Bank	Public Sector Bank	NA	100000	100000
Andhra Pradesh Grameena Vikas Bank	RRB	SBI	25000	100000
Andhra Pragathi Grameena Bank	RRB	NA	10000	20000
Apna Sahakari Bank	Cooperative	NA	100000	100000
Assam Gramin VIkash Bank	RRB	United Bank of India	5000	25000
Axis Bank	Private	NA	100000	100000
Bandhan Bank	Private	NA	100000	100000
Bank Of Baroda	Public Sector Bank	NA	25000	Not set
Bank of India	Public Sector Bank	NA	10000	100000
Bank of Maharashtra	Public Sector Bank	NA	100000	100000
Baroda Gujarat Gramin Bank	RRB	Bank of Baroda	25000	Not set
Baroda Rajasthan Kshetriya Gramin Bank	RRB	BOB	25000	25000
Baroda Uttar Pradesh Gramin Bank	RRB	Bank of Baroda	25000	25000
Bassein Catholic Co-Op Bank	Cooperative	NA	20000	40000
Bhilwara Urban Co Operative Bank LTD	Cooperative	HDFC	25000	25000
Bihar Gramin Bank	RRB	UCO	Mergerd with DBGB
Canara Bank	Public Sector Bank	NA	10000	25000
Catholic Syrian Bank	Private	NA	100000	100000
Central Bank of India	Public Sector Bank	NA	25000	50000
Chaitanya Godavari Grameena Bank	RRB	Andhra Bank	25000	100000
Chhattisgarh Rajya Gramin Bank	RRB	SBI	25000	100000
Citibank Retail	Foreign Bank	NA	100000	100000
City Union Bank	Private	NA	100000	100000
COASTAL LOCAL AREA BANK LTD	Cooperative	BOM	50000	1,00,000
Corporation Bank	Public Sector Bank	NA	50000	100000
DBS Digi Bank	Foreign Bank	NA	100000	100000
DCB Bank	Private	NA	5000	5000
Dena Bank	Public Sector Bank	NA	100000	100000
Dena Gujarat Gramin Bank	RRB	Dena	NA (Merged)
Deutsche Bank AG (Web Collect)	Foreign Bank	NA	NA
Dhanlaxmi Bank Ltd	Private	NA	100000	100000
Dombivali Nagrik Sahakari Bank	Cooperative	NA	100000	100000
Equitas Small Finance Bank	Small Finance Bank	NA	25000	100000
ESAF Small Finance Bank	Small Finance Bank	NA	100000	100000
Federal Bank	Private	NA	100000	100000
FINO Payments Bank	Payments Bank	NA	100000	100000
G P Parsik Bank	Cooperative	NA	100000	100000
HDFC	Private	NA	100000(RS 5000 for new customer)	100000
Himachal Pradesh Gramin Bank	RRB	PNB	50,000	50,000
HSBC	Foreign Bank	NA	100000	100000
Hutatma Sahakari Bank Ltd	Cooperative	ICIC Bank	100000	No limit
ICICI Bank	Private	NA	10000(25000 for Google Pay users)	10000(25000 for Google Pay users)
IDBI Bank	Public Sector Bank	NA	25000	50000
IDFC	Private	NA	100000	100000
India Post Payment Bank	Payments Bank	NA	25000	50000
Indian Bank	Public Sector Bank	NA	100000	100000
Indian Overseas Bank	Public Sector Bank	NA	10000	20000
IndusInd Bank	Private	NA	100000	100000
J&K Grameen Bank	RRB	J&K	20,000	20,000
Jalgaona Janata Sahkari Bank	Cooperative	NA	100000	100000
Jammu & Kashmir Bank	Private	NA	20000	20000
Jana Small Finance Bank	Small Finance Bank	NA	10000	40000
Janta Sahakari Bank Pune	Cooperative	NA	100000	100000
Jio Payments Bank	Payments Bank	NA	100000	100000
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd	Cooperative	NA	25000	200000
Karnataka Bank	Private	NA	100000	200000
Karnataka Vikas Grameena Bank	RRB	NA	25000	25000
Karur Vysaya Bank	Private	NA	100000	100000
Kashi Gomti Samyut Gramin Bank	RRB	NA	100000	100000
Kaveri Grameena Bank	RRB	SBI	25000	25000
Kerala Gramin Bank	RRB	NA	20000	20000
Kotak Mahindra Bank	Private	NA	100000	100000
Langpi Dehangi Rural Bank	RRB	SBI	10000	100000
Madhya Bihar Gramin Bank	RRB	PNB	25000	100000
Maharashtra Grameen Bank	RRB	BOM	25000	100000
Maharashtra State Co-Op Bank	Cooperative	NA	5000	50000
Malwa Gramin Bank (Bank merged with Punjab Gramin Bank)	RRB	SBI	10000	25000
Manipur Rural Bank	RRB	SBI	10000	10000
Maratha Co-Op Bank	Cooperative	NA	100000	100000
Meghalaya Rural Bank	Foreign Bank	SBI	100000	100000
Mizoram Rural Bank	RRB	SBI	25000	100000
NKGSB Co-Op. Bank Ltd	Cooperative	NA	20000	40000
Oriental Bank of Commerce	Public Sector Bank	NA	100000	100000
Paschim Banga Gramin Bank	RRB	UCO	5000	25000
Paytm Payments Bank	Payments Bank	NA	100000	100000
Pragathi Krishna Gramin Bank	RRB	NA	20000	20000
Prathama Bank	RRB	NA	10000	50000
Punjab and Maharastra Co-Op Bank	Cooperative	NA	100000	100000
Punjab and Sind Bank	Public Sector Bank	NA	10000	10000
Punjab Gramin Bank	RRB	PNB	10000	25000
Punjab National Bank	Public Sector Bank	NA	25000	50000
Purvanchal Bank	RRB	SBI	25000	100000
Rajasthan Marudhara Gramin Bank	RRB	SBI	25000	25000
Rajkot Nagari Sahakari Bank Ltd	Cooperative	NA	100000	100000
Samruddhi Co-Op Bank Ltd	Cooperative	TJSB	100000	100000
Sarva Haryana Gramin Bank	RRB	PNB	50,000	1,00,000
Sarva UP Gramin Bank	RRB	PNB	50000	100000
Saurashtra Gramin Bank	RRB	SBI	20000	100000
Shree Kadi Nagarik Sahakari Bank Ltd	Cooperative	Yes Bank	100000	100000
South Indian Bank	Private	NA	100000	100000
Standard Chartered	Foreign Bank	NA	100000	100000
State Bank of India	Public Sector Bank	NA	100000	100000
Suco Souharda Sahakari Bank	Cooperative	ICICI Bank	100000	100000
Suryoday Small Finance Bank Ltd	Small Finance Bank	NA	100000	100000
Suvarnayug Sahakari Bank Ltd	Cooperative	HDFC	100000	100000
Syndicate Bank	Public Sector Bank	NA	10000	100000
Tamilnadu Mercantile Bank	Private	NA	20000	100000
Telangana Gramin Bank	RRB	SBI	25000	100000
Telangana State Co-Operative Apex Bank	Cooperative	IDBI	10000	1,00,000
Thane Bharat Sahakari Bank	Cooperative	NA	100000	100000
The Cosmos Co-Operative Bank LTD	Cooperative	NA	10000	50000
The A.P. Mahesh Co-Operative Urban Bank	Cooperative	NA	25000	25000
The Ahmedabad District Co-Operative Bank Ltd	Cooperative	GSCB	10000	25000
The Ahmedabad Mercantile Co-Op Bank Ltd	Cooperative	HDFC Bank	100000	100000
The Andhra Pradesh State Co-Operative	Cooperative	NA	10000	100000
The Baroda Central Co-Operative Bank Ltd	Cooperative	GSCB	15000	100000
The Gujarat State Co-Operative Bank Limited	Cooperative	NA	50000	100000
The Hasti Co-operative Bank Ltd	Cooperative	NA	100000	100000
The Kalyan Janta Sahkari Bank	Cooperative	NA	100000	100000
The Lakshmi Vilas Bank Limited	Private	NA	100000	100000
The Mahanagar Co-Op. Bank Ltd	Cooperative	NA	25000	50000
The Malad Sahakari Bank Ltd	Cooperative	PMCO	10000	50000
The Mehsana Urban Co-Operative Bank	Cooperative	NA	100000	100000
The Municipal Co-Op Bank Ltd	Cooperative	NA	5000	50000
The Muslim Co-Operative Bank Ltd	Cooperative	HDFC	100000	100000
The Nainital Bank Ltd	Private	NA	20000	40000
The Ratnakar Bank Limited	Private	NA	25000	25000
The Saraswat Co-Operative Bank	Cooperative	NA	100000	100000
The Surat People's Co-Op. Bank Ltd	Cooperative	NA	25000	100000
The Sutex Co-Op Bank	Cooperative	ICIC Bank	100000	100000
The SVC Co-Operative Bank Ltd	Cooperative	NA	10000	20000
The Thane Janta Sahakari Bank Ltd (TJSB)	Cooperative	NA	100000	100000
The Udaipur Mahila Samridhi Urban Co-Op Bank Ltd	Cooperative	ICIC Bank	100000	100000
The Udaipur Mahila Urban Co-Op Bank Ltd	Cooperative	NA	100000	100000
The Urban Cooperative Bank Ltd Dharangaon	Cooperative	ICICI Bank	20000	25000
The Varachha Co-Op Bank Ltd	Cooperative	NA	20000	40000
The Vijay Cooperative Bank Ltd	Cooperative	ICIC Bank	20000	200000
The Vishweshwar Sahakari Bank Ltd	Cooperative	NA	100000	100000
Tripura Gramin Bank	RRB	SBI	10000	10000
UCO Bank	Public Sector Bank	NA	100000	100000
Ujjivan Small Finance Bank Limited	Small Finance Bank	NA	50000	100000
Union Bank of India	Public Sector Bank	NA	100000	200000
United Bank of India	Public Sector Bank	NA	25000	60000
Uttarakhand Gramin Bank	RRB	SBI	25000	100000
Vananchal Gramin Bank	RRB	SBI	20000	20000
Vasai Vikas Co-Op Bank Ltd	Cooperative	NA	100000	100000
Vijaya Bank	Public Sector Bank	NA	25000	50000
YES Bank	Private	NA	100000	100000