Top Banks Offering Lowest Rates on Personal Loans

Bank name	Interest rate	Processing fees	Foreclosure charges	Disbursal time
Yes Bank	10.45% - 16.99%	Up to 2%	Nil Above 7.5Lacs	48 Working Hours
Kotak Mahindra Bank	10.50% - 16.99%	Rs.999 - 2%	Zero above 10 lakhs loan amount, Else 5.00%	60 working hours
HDFC Bank	10.75% - 13.45%	upto 3999 + GST	Zero above 10 lakh, Otherwise 4.00%	48 working hours
ICICI Bank	11% - 17.50%	0.50% - 2.25%	Zero above 10 lakh & 12 EMI Paid, Otherwise 5.00%	48 working hours
Standard Chartered	11.00% - 15.00%	Rs.1000	Up to 5.00%	3-4 Working Days
Citibank	11.49% - 16.50%	-	Up to 3%	72 working hours
SBI Personal Loan	11.95% - 16.55%	2.00% - 3.00%	-	72 working hours
Tata Capital	11.99% - 17.00%	1.25% - 2.50%	NIL Foreclosure charges after 12 EMI	72 working hours
Fullerton India	11.99% - 26.00%	2.00%	Upto 7.00%, 0% after 3 years	48 working hours
Bajaj Finserv	11.99% - 16.00%	Upto 2.00%	Upto 4% post 1st EMI clearance	48 working hours
Indus Ind Bank	12.99% - 20.00%	Up to 50% off *	-	60 working hours
IDFC First Bank	14% - 20%	2.00%	3% - 5%	60 working hours
Yes Bank	10.45% - 16.99%	Upto 2%	Nil Above 7.5Lacs	48 Working Hours
Axis Bank	15.00% - 20.00%	2.00%	N.A	60 working hours