WhatsApp Banking Numbers of Major Indian Banks

How to Activate WhatsApp Banking

1. Save the Bank's WhatsApp Number: Add your bank's WhatsApp number from the list above to your phone's contacts.

2. Initiate Chat: Open WhatsApp and send a "Hi" message to the saved contact.

3. Follow Instructions: The bank's automated system will guide you through the available services

   
   

    Security Tips

   • Never Share Sensitive Information: Banks will never ask for your OTP, PIN, or passwords over WhatsApp. Do not share these details with anyone.

   • Verify Official Numbers: Always ensure you're communicating with the bank's official WhatsApp number as listed above.

   • Report Suspicious Activity: If you receive unexpected messages or requests, contact your bank immediately through official channels.

Bank Name	WhatsApp Number
State Bank of India (SBI)	+91 90226 90226
Punjab National Bank (PNB)	+91 92640 92640
Bank of Baroda (BoB)	+91 84338 88777
Canara Bank	+91 90760 30001
Union Bank of India	+91 96666 06060
Indian Bank	+91 87544 24242
Central Bank of India	+91 99809 71256
Bank of India (BOI)	+91 83760 06006
UCO Bank	+91 83340 01234
Punjab & Sind Bank	+91 77999 62838
Bank of Maharashtra	+91 70660 36640
IDBI Bank	+91 88600 45678
HDFC Bank	+91 70700 22222
ICICI Bank	+91 86400 86400
Axis Bank	+91 70361 65000
Kotak Mahindra Bank	+91 22 6600 6022
Yes Bank	+91 82912 01200
IDFC First Bank	+91 95555 55555
IndusInd Bank

Why WhatsApp?

WhatsApp is Number  is the chat app forum with over 2 billion users worldwide. Its end to end encryption, expansive network and worldwide accessibility gives banking and financing regions a chance to interact better and direct with their customers. Retail Banking, with digital user-friendly interface is embracing the mobile-centric customer satisfaction ratio swiftly.

Let us look at the advantage that WhatsApp has over other social media platforms in India:

Competition Applications/Interface and their user base
PayTM	310 million users
PhonePe	75 million users
Google Tez	13 million users
Truecaller	150 million users
Bhim	25 million users
Hike	25 million users
Whastapp	250 million users

It is imperative for banks and financial institutes to automate their existing systems, provide real time basis services, offer value added and self-service, encourage personalised engagement with their series and simplifying the customer experience.

Features of using WhatsApp as a banking platform

Compliance on GDPR

General Data Protection Regulation enable the WhatsApp users to use the application with utmost security and privacy features. Through GDPR, there is no archiving of messages, encryption and pseudonymization is used effectively thus providing a secure framework for data processing: