Types of General Insurance in India

Insurance Type	Description
Health Insurance	Covers medical expenses, including hospitalization, surgeries, and treatments. Examples: individual, family floater, critical illness policies.
Motor Insurance	Provides coverage for vehicles against accidents, theft, and third-party liabilities. Includes car, two-wheeler, and commercial vehicle insurance.
Home Insurance	Protects residential properties against risks like fire, theft, natural calamities, and other damages.
Travel Insurance	Covers trip cancellations, medical emergencies, loss of baggage, and other travel-related risks.
Marine Insurance	Offers protection against losses or damages to ships, cargo, and terminals during transit.
Commercial Insurance	Tailored for businesses to cover risks related to property, liability, employee-related risks, and more.

Leading General Insurance Companies in India (2025)

Company	Key Highlights
ICICI Lombard General Insurance	One of the largest private sector general insurers, offering a wide range of products including health, motor, and travel insurance.
Bajaj Allianz General Insurance	Known for its extensive product portfolio and strong customer service. Offers health, motor, home, and travel insurance.
HDFC ERGO General Insurance	Provides comprehensive insurance solutions with a focus on digital services. Covers health, motor, home, and travel segments.
Tata AIG General Insurance	Offers innovative insurance products across various categories, including health, motor, and travel insurance.
Reliance General Insurance	Provides a diverse range of insurance products with a strong emphasis on customer satisfaction.
SBI General Insurance	A joint venture between State Bank of India and Insurance Australia Group, offering a wide array of general insurance products.
New India Assurance	A government-owned multinational general insurance company, offering a vast range of insurance products.
Oriental Insurance Company	A public sector general insurance company with a strong presence across India, offering various insurance solutions.
United India Insurance Company	Another leading public sector insurer, providing comprehensive general insurance products.
National Insurance Company	One of the oldest general insurance companies in India, offering a wide range of policies to cater to different needs.